Loan Services

A complete range of lending products, structured around the way Chennai actually borrows โ€” for personal needs, homes, business growth and everything in between.

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Personal Loan

Quick funds for your personal needs โ€” education, medical emergencies, or marriage celebrations โ€” without pledging any security.

  • โœ“ Loan for salaried individuals across corporates & government institutions
  • โœ“ Offered based on monthly salary and current employer
  • โœ“ No requirement of security / collateral
  • โœ“ Flexible payment options โ€” approval possible within 24 hours
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Good to Know

  • Ideal for education, medical & wedding expenses
  • Loan amount linked to your monthly income
  • Minimal paperwork for salaried applicants
  • Use our EMI Calculator to estimate instalments
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Home Loan

Make your dream home a reality with easy and affordable home loan options, designed around your family's budget.

  • โœ“ Diverse loan products to meet your unique financial needs
  • โœ“ Flexible repayment options that adapt to your finances
  • โœ“ Guided, stress-free journey to homeownership
  • โœ“ Budgeting support for effective financial management
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Good to Know

  • Suitable for purchase, construction or renovation
  • Also explore our Real Estate Consulting for property advice
  • Longer tenures for lower, manageable EMIs
  • Free EMI planning with our advisors
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Business Loan

Get the funding you need to grow โ€” flexible business loan options for expansion, working capital, or new equipment.

  • โœ“ Flexible loan terms and competitive interest rates
  • โœ“ Fast approval process to keep your business moving
  • โœ“ Personalized support through the entire application
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Good to Know

  • Working capital, expansion & equipment funding
  • Suited to shop owners, traders & service businesses
  • Also see our dedicated MSME Loan option
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MSME Loan

Tailored funding for Micro, Small & Medium Enterprises โ€” built to help you scale operations, manage cash flow, and invest in growth with confidence.

  • โœ“ Support for manufacturing, trading & service enterprises
  • โœ“ Structured around your business's revenue cycle
  • โœ“ Guidance on documentation specific to MSME lending
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Good to Know

  • Ideal for registered small & medium businesses
  • Can be paired with working-capital business loans
  • Our advisors help identify the right scheme for you
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Mortgage Loan

Secure funds against your property with trusted, transparent support โ€” a custom mortgage plan tailored to your preferences and financial capabilities.

  • โœ“ Custom mortgage plans built around your finances
  • โœ“ Confident guidance through the homeownership process
  • โœ“ Flexible repayment options for a stress-free journey
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Good to Know

  • Loan against residential or commercial property
  • Higher loan amounts, longer tenures available
  • Property valuation guidance included
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Car Loans (New & Used)

Drive your dream car or refinance your existing loan at better rates โ€” for both new and used vehicles.

  • โœ“ Special offers & discounts, low rate of interest
  • โœ“ Flexible loan tenures & prepayment options
  • โœ“ Top-up loan option & customizable loan amounts
  • โœ“ Refinancing available on your existing car loan
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Good to Know

  • New & pre-owned vehicles both eligible
  • Refinance existing loans for better terms
  • Use the EMI Calculator before you decide
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Credit Card Services

Instant cash withdrawal facility against your credit card โ€” a fast, simple way to access spot cash when you need it.

  • โœ“ Online payment option, instantly transferred to your account
  • โœ“ Works with all major cards โ€” Visa, Mastercard, RuPay, Diners Club, Amex
  • โœ“ Simple process with quick turnaround
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Good to Know

  • Instant cash against your existing credit limit
  • All major card networks accepted
  • Also ask us about School & College Finance across Tamil Nadu

Not Sure Which Loan Fits You?

Tell us your goal and we'll point you to the right product โ€” no pressure, no obligation.

Talk to an Advisor